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This blog post walks you through the steps on how to transfer Chase Ultimate Rewards Points to Aeroplan (Air Canada) so you can be on your way to your next bucket list destination on Air Canada and its partners by using Chase Ultimate Rewards Points.
Chase Ultimate Rewards Points is popular among points enthusiasts and frugal tourists like myself.
The reason? They offer the opportunity to redeem points for discounted flights across multiple airlines and free hotel stays.
Since Air Canada Aeroplan is a transfer partner of Chase, earning Chase Ultimate Rewards (UR) points means you are also essentially accumulating Aeroplan miles.
Earning Ultimate Rewards Points is relatively easy and straightforward – it is typically accumulated through generous sign-up bonuses and regular spending using any of the credit cards below:
| Chase Personal Credit Cards That Earn Ultimate Rewards Points | Chase Business Credit Cards That Earn Ultimate Rewards Points |
|---|---|
| Chase Freedom Unlimited® | Ink Business Cash® Credit Card |
| Chase Freedom Flex℠ | Ink Business Unlimited® Credit Card |
| Chase Sapphire Preferred® Card | Ink Business Preferred® Credit Card |
| Chase Sapphire Reserve® |
Important: You Need to Have A Chase Premium Card
You only need one of these cards to unlock the exclusive benefit of transferring to Chase travel partners such as Aeroplan (Air Canada).
| Chase Premium Credit Cards |
|---|
| Chase Sapphire Preferred® Card Chase Sapphire Reserve® Ink Business Preferred® Credit Card |
Pro Tip: Without one of these three Chase premium cards, you cannot transfer your Chase Ultimate Rewards points to Aeroplan (Air Canada) or any of Chase’s Travel Partners. In my opinion, the Chase Sapphire Preferred is the best of the three.
Deep Dive on Chase Credit Cards: No-Annual-Fee Cashback Cards Versus Premium Cards
Before we proceed with the steps involved in transferring Chase Ultimate Rewards points to Aeroplan (Air Canada), we must understand the difference between no-annual-fee cashback cards and premium Chase cards.
The table below illustrates which category each card belongs in.
| No Annual-Fee Cards | Premium Cards (AF=Annual Fee) |
|---|---|
| Chase Freedom Flex | Chase Sapphire Preferred ($95 AF) |
| Chase Freedom Unlimited | Chase Sapphire Reserve ($550 AF) |
| Ink Business Cash | Ink Business Preferred ($95 AF) |
| Ink Business Unlimited |
To soften the blow of the steep annual fees on Chase’s premium cards, the bank provides additional benefits to premium cardholders that are not available to those who only have no-annual-fee cards.
One of these valuable premium Chase card benefits is having access to my all-time favorite Chase Ultimate Rewards (UR) redemption option – TRANSFER TO TRAVEL PARTNERS.
Redemption Options for Chase No-Annual-Fee Cashback Cards and Premium Cards
Let’s compare the redemption options of “no-annual fee” cashback cards versus premium cards.
Redemption Options for No-Annual-Fee Cards
| No-Annual-Fee Chase Card Redemption Options |
|---|
| Travel Pay Yourself Back Gift Cards Chase Dining Cash Back Pay With Points |
At first glance, you might think that the choices are pretty generous for no-annual-fee cards, specifically, the cashback and gift card options.
But if you want to maximize the value of your Chase Ultimate Rewards Points, it is recommended that you explore redemption methods other than cashback, especially if you also have a premium card.
Unless you have an emergency and need cash, exchanging your hard-earned points for cash or gift cards will not generate the best bang for your buck.
Redemption Options for Premium Chase Cards
| Premium Chase Card Redemption Options |
|---|
| Travel Pay Yourself Back Gift Cards Chase Dining Cash Back Pay With Points Transfer to Travel Partners |
The table above shows that “Transfer to Travel Partners” became a redemption option for Chase premium cards.
This exclusive “transfer benefit” will appear on your Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Business Preferred accounts because they are all premium cards but not in your no-annual-fee cards.
Transfer Chase Ultimate Rewards to Travel Partners Such As Aeroplan (Air Canada)
It is essential to underscore that each Chase Ultimate Reward point is not created equal.
The value of each Chase Ultimate Reward point will depend on whether they originate from a premium card or a no-annual-fee card.
Even if no-annual-fee cards generate Ultimate Reward points, you cannot transfer them to partners, including Aeroplan (Air Canada), unless you have one of Chase’s premium cards.
Therefore, I strongly recommend owning at least ONE premium Chase card because this incredibly fantastic redemption benefit would not be possible without one.
Chase Travel Partners
The chart below lists all the Chase travel partners.
Please check their website regularly.
It is not unusual for Chase to initiate new relationships (Aer Lingus) and terminate old ones (Korean Air).
What if my Ultimate Reward Points are in my No-Annual Fee Cashback Cards?
Should you find most of your points in a no-annual-fee card, do not worry.
Chase allows the transfer of points between Chase Ultimate Rewards credit cards.
Log in to your Chase account and navigate to any of your Ultimate Rewards-earning credit cards.
Look for the “Ultimate Rewards Points” button, then click “Redeem” to access your points.
Next, click the “Rewards Details” dropdown arrow to find “Combine Points“.
If this is your first time combining Chase Ultimate Rewards Points, please continue reading for a step-by-step walkthrough.
As a general rule of thumb, I suggest transferring all of your no-annual-fee (cash back) Chase Ultimate Rewards Points to your premium cards, so you can have the ability to move your Chase Ultimate Rewards Points to travel partners, such as Air Canada anytime.
This transfer also significantly increases the worth of your Ultimate Rewards Points acquired from your no-annual-fee cards, making them all the more valuable.
What if my Personal and Business Credit Cards have Different Log-In Information?
Before transferring your Chase Ultimate Rewards Points between your personal and business credit cards, you must merge your personal and business accounts.
To do so, you must call Chase’s customer service using the phone number on the back of any of your Chase credit cards and request that your accounts be combined into one profile.
“Can you link my personal and business accounts so I only need one username and password?”
During the call, you will be required to provide your personal and business account information to verify your identity.
After verification, the agent will then merge both accounts.
Once the accounts are linked, you’ll be able to access all of your accounts with one login and password.
This can save you time and make managing your finances and Chase Ultimate Rewards Points easier.
Whether you have questions about the linking process or need assistance with anything else, Chase’s customer support team is available 24/7 to provide help and support.
Steps for Combining Points or Converting No-Annual-Fee Cashback Chase Points to Travel Points
STEP 1:
Log in to your Chase profile and select one of your Chase cards that earns Ultimate Rewards points.
In the image below, I selected my Chase Freedom Flex℠, which currently has 7,925 Chase Ultimate Rewards Points.
I then click “Redeem” in the Ultimate Rewards points section (inside the red box).
STEP 2:
Clicking “Redeem” will lead you to the “Ultimate Rewards” page.
Click the “Rewards Details” drop-down menu, then navigate down to “Combine Points“.
STEP 3:
Click “Combine Points,” then select a no-annual-fee card under “From” on the left column.
In the example below, I selected my no-annual-fee Chase Freedom Flex℠.
This account will have the points you will transfer to a premium Chase card.
STEP 4:
Select a premium card under “To”, which is the Chase card where you want your points to go.
In the image below, I am moving points from my no-annual-fee Chase Freedom Flex℠ to my premium card, the Chase Sapphire Preferred® Card.
STEP 5:
Initiate the transfer by clicking “Continue.”
You will be directed to a page where you can indicate the number of points you would like to transfer to your premium card.
Since the value of your no-annual-fee Ultimate Rewards points significantly increases when transferred to a premium card, I highly suggest transferring all of your points.
Generally speaking, you would always want your Ultimate Rewards Points stored in one of your premium cards.
Click “Review” once you have made your selection.
If you have two premium cards that include the Chase Sapphire Reserve®, transfer all of your points to the CSR, as that provides the best redemption value among all the other Chase cards.
STEP 6:
Chase will give you another opportunity to review your selection.
You want to ensure that you transfer no-annual-fee Ultimate Rewards Points to a premium card and not vice versa.
In this example, I am moving my Ultimate Rewards Points from my no-annual-fee Chase Freedom Flex℠ to the Chase Sapphire Preferred, a premium card.
Confirm & Submit.
STEP 7:
Once you have completed this transfer, you will be notified if it was successful.
Once your points are in your premium card, you can now transfer your Ultimate Rewards Points to Aeroplan (Air Canada).
Pro Tip: If you are part of a couple or family that lives in the same address, transferring Chase points between different individual accounts (between player 1 and player 2) is possible. Holding two premium cards is no longer necessary as long as you meet Chase’s criteria as a household member. One player can keep a premium card, and the other can continue accumulating no-annual-fee Ultimate Rewards Points that can be easily transferred to the owner of the premium card. You need to call Chase to initiate this transfer.
Steps for Combining Chase Ultimate Rewards Points (Mobile App)
STEP 1:
Log in to your Chase profile and select one of your Chase cards that earns Ultimate Rewards points.
In the image below, I selected my Chase Ink Business Cash card.
Scroll down until you see the “Rewards and Benefits” section.
Click the right arrow.
STEP 2:
You will be directed to the “Benefits” page.
You will see your credit card’s name or “Ultimate Rewards”.
The name of your credit card will appear if it’s a no-annual-fee Chase card.
The heading “Ultimate Rewards” will show if the card is a Chase premium card, such as the Chase Sapphire Preferred credit card.
In the example below, I clicked the arrow to the right of my credit card, “Ink Business Cash“.
STEP 3:
You will be directed to the “Ultimate Rewards” page.
Click the “Home” drop-down menu in the upper left-hand corner.
STEP 4:
The “Home” drop-down menu will reveal a few options.
Select “Rewards Details“.
STEP 5:
Rewards Details will reveal more options.
Navigate down to “Combine Points“.
STEP 6:
Select your “No-Annual-Fee” Chase card under “From“.
Then, select a Chase premium card under “To“.
In the example below, I am moving Chase Ultimate Rewards Points from my no-annual-fee Chase Ink Business Cash card to my Chase Ink Business Preferred card, a premium card.
STEP 7:
You will be directed to a page where you can indicate the number of points you would like to transfer to your premium card.
Since the value of your no-annual-fee Chase Ultimate Rewards points significantly increases when transferred to a premium card, I highly suggest transferring all of your points.
Generally speaking, you would always want your Ultimate Rewards Points stored in one of your premium cards.
Click “Review” once you have made your selection.
If you have two premium cards that include the Chase Sapphire Reserve®, transfer all of your points to the CSR, as that provides the best redemption value among all the other Chase cards.
STEP 8:
Chase will give you another opportunity to review your selection.
Again, you should ensure that you are transferring no-annual-fee Ultimate Rewards Points to a premium card and not vice versa.
Confirm & Submit.
Congratulations! You are now ready to transfer your Chase Ultimate Rewards Points to Chase’s many travel partners.
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How Do You Earn Aeroplan Miles?
You can earn Aeroplan Miles by flying with Air Canada.
Additionally, since Aeroplan is a Star Alliance partner, you can also earn Aeroplan miles when flying with any Star Alliance member.
Just remember to add your Aeroplan account number when prompted to indicate where you wish to credit your frequent flier miles.
The following section lists the current members of Star Alliance.
Star Alliance Partners as of July 2023
- Aegean
- Air Canada
- Air China
- Air India
- Air New Zealand
- All Nippon Airways (ANA)
- Asiana Airlines
- Austrian Airlines
- Avianca
- Brussels Airlines
- Copa Airlines
- Croatia Airlines
- EgyptAir
- Ethiopian Airlines
- EVA Air
- LOT Polish
- Lufthansa
- Scandinavia Airlines
- Shenzhen Airlines
- Singapore Airlines
- South African Airways
- Swiss International
- TAP Air Portugal
- Thai Airways
- Turkish Airlines
- United Airlines
Transferring Bank Points to Aeroplan (Air Canada)
Transferring points from travel credit cards is the second and arguably easiest way to accumulate Aeroplan (Air Canada) Miles.
Currently, Chase Ultimate Rewards, American Express Membership Rewards, and Capital One Miles are all Aeroplan (Air Canada) bank transfer partners.
In this blog post, I will walk you through the steps to transfer Chase Ultimate Rewards points to Aeroplan so you can use miles to pay for your next vacation.
Before You Transfer Your Chase Points: Check For Aeroplan Award Space Availability
Before starting the transfer process, you want to ensure that actual award space on your specific dates is available.
The more flexible your travel dates are, the more likely you’ll be able to find award availability that can be booked on points.
My Recommended Steps:
STEP 1:
First, you must create an Aeroplan Account, which should take less than 5 minutes.
STEP 2:
Keep your login credentials handy once you have signed up for your Aeroplan (Air Canada) account.
You will need them when searching for award space on Aeroplan’s website.
STEP 3:
Log in to your Aeroplan account and start your search.
Make sure you fill out the following details correctly:
- Select “Book With Points Aeroplan“
- Indicate whether you are searching for One-Way, Round-Trip or Multi-City/Stopover.
- Plug in your departure city and destination.
- Indicate the departure date and number of passengers
- Click “Search Flights“
Flexibility is critical if you would like to find the lowest-priced award seat on the calendar.
Since Aeroplan generates dynamic pricing, expect significant mileage/price variability across dates and airlines.
STEP 4:
Select your preferred award flights and take note of the information by taking a screenshot or writing it on a piece of paper.
Then, initiate the transfer of your Chase Ultimate Rewards Points to Aeroplan (Air Canada) and hope the award space does not disappear while your Chase points are in transit.
Steps on How to Transfer Chase Ultimate Rewards to Aeroplan (Air Canada)
Transferring to Aeroplan (Air Canada) is simple, assuming you already have your Ultimate Rewards Points in one of your premium Chase cards.
STEP 1: You Need a Chase Premium Card To Transfer to Aeroplan (Air Canada)
Go to Chase.com, then Click One of Your Premium Cards.
Each premium card will give you the option to access Ultimate Rewards.
In this example, I transferred Chase Ultimate Rewards Points from my Chase Sapphire Preferred Card, a premium card.
Click “Redeem Ultimate Rewards points.” This will lead you to the Ultimate Rewards page.
You can transfer points from your other no-annual-fee Chase cards to your premium card if you need more points.
Please see the previous sections for steps on how to “Combine Points.”
STEP 2: Select Transfer to Travel Partners
On the Ultimate Rewards page, click the “Travel” drop-down arrow, then navigate to “Transfer Points to Partners”.
Aeroplan (Air Canada) is one of Chase’s many travel partners.
STEP 3: Scroll Down to Aeroplan (Air Canada)
Scroll Down to Airlines, then Look for Aeroplan (Air Canada) and Click Transfer Points.
STEP 4: Type In Your Aeroplan (Air Canada) Account Number
Enter your Details and Aeroplan (Air Canada) Account Number
STEP 5: Enter the Number of Points You Would Like to Transfer to Aeroplan (Air Canada)
Type in the number of Chase Ultimate Rewards Points you would like to transfer in 1,000 increments.
The transfer ratio is 1:1, so 1 Ultimate Rewards Point = 1 Aeroplan (Air Canada) Mile.
The minimum amount Chase allows for transfers is 1,000 Ultimate Rewards points.
STEP 6: Confirm and Submit
Confirm if all the info is correct, then click Submit.
STEP 7: Wait for Aeroplan (Air Canada) Miles to Show Up In Your Account
How Long Does It Take for Ultimate Rewards Points to Transfer to Aeroplan (Air Canada)?
In my experience, Chase Ultimate Rewards points transfer instantly to Aeroplan (Air Canada).
I suggest immediately checking your Aeroplan (Air Canada) online account to verify whether the transfer was successful.
STEP 8: Book Your Aeroplan Award Flight
Book the award space immediately once the miles are in your Aeroplan (Air Canada) account.
You have 24 hours to cancel the award tickets if plans change.
STEP 9: Write Down Your Confirmation Numbers and Record Locators
Write down the confirmation numbers and/or record locators for your flights.
If you are flying multiple carriers, each airline will have a different confirmation code, so take note of each.
You will need this information when you call those airlines to select seats.
To identify which seats are the best ones to select, you can use the following free resources:
a. Seatguru.com
b. Aerolopa.com
Transferring Chase Ultimate Rewards Points to Aeroplan (Air Canada) on the Chase Mobile App
Performing the above functions, such as combining points and transferring to travel partners, using the Chase Mobile app can initially be a bit confusing.
Here are the steps on how to navigate the Chase Mobile App, so you can quickly transfer your Chase Ultimate Rewards Points to the Aeroplan (Air Canada) program wherever you are.
STEP 1:
Log in to your Chase account using your Chase Mobile App, then select a Chase Premium Card.
In this example, I will access my Chase Ultimate Rewards points through my Chase Sapphire Preferred® Card.
STEP 2:
Under your premium card, navigate to the Rewards and Benefits section.
STEP 3:
Click “Ultimate Rewards”
STEP 4:
Click “Home”.
STEP 5:
Navigate to “Travel“, then “Transfer Points to Partners“.
STEP 6:
Select Aeroplan (Air Canada) from the list of Chase’s travel partners.
Occasionally, Chase also gives transfer bonuses, so I try to time my transfers when those are offered.
Through July 31, 2023, Chase is giving a 20% transfer bonus when you transfer Chase Ultimate Rewards Points to Aeroplan (Air Canada).
STEP 7:
Enter your Aeroplan (Air Canada) Account Number.
Before transferring your points, make sure you sign up for an Aeroplan (Air Canada) account, as Chase will require this information.
STEP 8:
Indicate the number of Chase Ultimate Rewards Points you would like to transfer to Aeroplan (Air Canada).
Before you transfer, remember though that this is a one-way street.
Any points transferred from Chase to Aeroplan (Air Canada) can not be reversed, so ensure that award space is available before proceeding with this transfer.
After typing in the number of Chase Ultimate Rewards Points you would like to transfer, click “Next”.
STEP 9:
Review transfer details, then “Submit.”
Reminder to only transfer points when you see award availability.
Again, the transfer process is irreversible – you can not transfer Aeroplan (Air Canada) miles back to Chase Ultimate Rewards.
STEP 10:
Run your award search on Aeroplan (Air Canada), then book when you find a fantastic deal.
You can always cancel within 24 hours, free of charge.
However, remember that Aeroplan (Air Canada) will charge a nominal fee if you ever need to cancel or change your award ticket after the 24-hour window.
Chase Transfer Bonus
Deal: Transfer Chase Ultimate Rewards Points to the Aeroplan (Air Canada) Program.
Date: Now through July 31, 2023
Bonus: 20% Extra Aeroplan (Air Canada) Miles
Example: When you transfer 10,000 Chase Ultimate Rewards Points to the Aeroplan (Air Canada) Program, you will receive 12,000 Aeroplan (Air Canada) miles with this 20% transfer bonus.
Limit: No limit on the number of points you can transfer.
Take A Positioning Flight
Taking a positioning flight is essential when redeeming award points for free or discounted travel.
In my experience, it is quite rare to find award space to/from my home airport – San Francisco – at all times.
Sometimes, inexpensive redemptions and attractive deals are usually available at airports that are far from where I live.
This means I sometimes need to take a positioning flight to a different airport or city to take advantage of lucrative deals when redeeming awards flights on Aeroplan (Air Canada).
For example, I recently took a positioning flight to Chicago because the Lufthansa first-class award flight I wanted to redeem using Aeroplan (Air Canada) miles was only available from that airport.
Positioning flights can also help you take advantage of more favorable flight times or connections.
When taking positioning flights, it is vital that you have enough time between flights to avoid missing your connections.
Arriving in the departure city a day or two in advance can ensure that you won’t miss your flight due to delays or other unforeseen circumstances.
Plus, you get to visit another destination in the process.
That said, it’s important to note that taking a positioning flight does add additional costs and logistics to your trip, so you must weigh the potential savings against the additional time and expenses involved.
In summary, taking a positioning flight can be a strategy to maximize Aeroplan (Air Canada) award redemptions, but it should be carefully considered based on your individual travel needs and budget.
Benefits of Transferring Chase Ultimate Rewards Points to Aeroplan (Air Canada).
Aeroplan (Air Canada) is a rewarding program for frequent flyers, offering numerous benefits to its members.
You can unlock even more advantages by transferring Chase Ultimate Rewards Points to Aeroplan (Air Canada).
One of the primary benefits of choosing Aeroplan (Air Canada) is accessing more destinations with its Star Alliance partner airlines, allowing you to explore new destinations around the globe.
Additionally, Aeroplan (Air Canada) offers enhanced award availability, family sharing, and a generous 5,000-point stopover benefit, making it easier to use your points.
Whether you’re a seasoned traveler or simply looking to maximize your points, transferring Chase Ultimate Rewards Points to Aeroplan (Air Canada) is a fantastic choice to maximize your travel rewards.
Final Thoughts
Flying for free is my ultimate motivation for accruing travel miles and points.
Whether you aim for premium cabins or discounted airfare, Chase Ultimate Rewards is a currency I highly recommend you accumulate because of its flexibility.
Aside from being a transfer partner of Hyatt and United – the two most common recipients of my Chase Ultimate Rewards Points, Aeroplan (Air Canada) is another travel partner that can be an alternative when searching for good deals.
With its extensive network of flights through its Star Alliance partners and its generous stopover benefit, Aeroplan (Air Canada) is a program I find myself using more often for my travel redemptions.
What do you plan to redeem on Aeroplan?
Let me know in the comments.
EDITORIAL DISCLOSURE – Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. The content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
