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Chase Ultimate Rewards Points is popular among points enthusiasts and frugal tourists like myself.

Since Flying Blue is a transfer partner of Chase, you can essentially accumulate Flying Blue miles as a result of earning Chase Ultimate Rewards (UR) points.

Earning Ultimate Rewards Points is relatively easy and can be accrued by earning the sign-up bonuses and using any of the following credit cards below:

Important: You Need to Have A Chase Premium Card

To have the ability to transfer Chase Ultimate Rewards Points to the Flying Blue Program (Air France / KLM), you need to own at least one of Chase’s premium cards.

Again, you only need one of these cards to unlock the benefit of transferring to Chase travel partners such as Flying Blue.

Pro Tip: Without one of these three Chase premium cards, you cannot transfer your Chase Ultimate Rewards points to Flying Blue (Air France/KLM) or any of Chase’s Travel Partners. In my opinion, the Chase Sapphire Preferred is the best of the three.

Deep Dive on Chase Credit Cards: No-Annual-Fee Cashback Cards Versus Premium Cards

Before we proceed with the steps involved in transferring Chase Ultimate Rewards points to Flying Blue (Air France / KLM), we must understand the difference between no-annual-fee cashback cards and premium Chase cards.

The table below illustrates which category each card belongs to.

No-Annual-Fee CardsPremium Cards (AF=Annual Fee)
Chase Freedom Flex Chase Sapphire Preferred ($95 AF)
Chase Freedom Unlimited Chase Sapphire Reserve ($550 AF)
Chase Business Ink Cash Chase Ink Business Preferred ($95 AF)
Chase Business Ink Unlimited

To soften the blow of the steep annual fees on Chase’s premium cards, the bank provides additional benefits to premium cardholders that are not available to those who only have no-annual-fee cards.

One of these valuable premium Chase card benefits is having access to my all-time favorite Ultimate Rewards (UR) redemption option – TRANSFER TO TRAVEL PARTNERS.

Redemption Options for Chase No-Annual-Fee Cashback Cards and Premium Cards

Let’s compare the redemption options of “no-annual fee” cashback cards versus premium cards.


At first glance, you might think that the choices are pretty generous for no-annual-fee cards, specifically, the cashback and gift card options.

But if you want to maximize the value of your Chase Ultimate Rewards Points, it is recommended that you explore other redemption methods other than cashback, especially if you also have a premium card. I’ll explain this later.

Unless you have an emergency and are in dire need of cash, exchanging your hard-earned points for cash or gift cards will not generate the best bang for your buck, in my opinion.

Now let’s check out the redemption options for premium Chase cards.

The image below shows that “Transfer to Travel Partners” became an available redemption option when I logged on to my Ultimate Rewards Account under my Chase Sapphire Preferred (CSP) card.


This “transfer benefit” will also appear in your Chase Sapphire Reserve, or Chase Ink Business Preferred accounts because they are both premium cards, but not in your no-annual-fee cards.

The table below comparatively illustrates the redemption options for each card type.

No Annual Fee RedemptionsPremium Card Redemptions
Gift CardsGift Cards
Travel Travels
Pay Yourself Back (PYB)
Transfer to Partners

Transfer Chase Ultimate Rewards to Travel Partners Such As Flying Blue

It is essential to underscore that each Chase Ultimate Reward point is not created equal.

The value of each Chase Ultimate Reward point will depend on whether they originate from a premium card or a no-annual-fee card.

Even if no-annual-fee cards generate Ultimate Reward points, you cannot transfer them to partners, including Flying Blue, unless you have one of Chase’s premium cards.

In the image below, you can see that I have Ultimate Rewards points in several accounts, but not all can be transferred to travel partners like Air France/KLM.

And this bears repeating – this generous redemption option of transferring to travel partners, such as Flying Blue, can only be carried out through one of the three Chase premium cards mentioned above.

Therefore, I strongly recommend owning at least ONE premium Chase card because this incredibly fantastic redemption benefit would not be possible without one.

In my case, the premium cards I have kept in my wallet are the Chase Sapphire Reserve® Credit Card (CSR) & the Chase Sapphire Preferred® Credit Card. The other premium card that will give you this transfer benefit is the Chase Ink Business Preferred® Credit Card.

Chase Travel Partners

The chart below lists all the Chase travel partners.

Please check their website regularly as it is not unusual for Chase to initiate new relationships (Hello, Aer Lingus!) and terminate old ones (Bye, Korean Air).

What if my Ultimate Reward Points are in my No-Annual Fee Cashback Cards?

Read this section if your Chase Ultimate Rewards Points are in your no-annual-fee cashback Chase credit cards:
Chase Freedom Flex
Chase Freedom Unlimited
Chase Business Ink Cash
Chase Business Ink Unlimited

Skip to the next section if your Chase Ultimate Rewards Points are in any of these premium Chase cards:
Chase Sapphire Preferred
Chase Sapphire Reserve
Chase Business Ink Preferred

Should you find most of your points in a no-annual-fee card, do not worry.

Chase allows the transfer of points between Chase Ultimate Rewards credit cards.

Log in to your Chase account and navigate to any of your Ultimate Rewards-earning credit cards.

Then, look for the “Ultimate Rewards Points” button to access your points. Check out the image below.

Next, click the “Earn/Use” dropdown arrow to find “COMBINE POINTS“.

If this is your first time combining Chase Ultimate Rewards Points, please continue reading for a step-by-step walkthrough.

As a general rule of thumb, I suggest transferring all of your no-annual-fee cash back points to your premium cards, so you can have the ability to move your Chase Ultimate Rewards Points to travel partners, such as Air France/KLM, anytime.

This transfer also significantly increases the worth of your Ultimate Rewards Points acquired from your no-annual-fee cards, making them all the more valuable.

What if my Personal and Business Credit Cards have Different Log-In Information?

Before you can transfer your Chase Ultimate Rewards Points between your personal credit cards and business credit cards, you will need to merge your personal and business accounts.

To do so, you can call Chase’s customer service using the phone number on the back of any of your Chase credit cards and request that your accounts be combined into one profile.

“Can you link my personal and business accounts so I will only need one username and password?”

During the call, you will be required to provide your personal and business account information to verify your identity. After verification, the agent will then merge both accounts.

Once the accounts are linked, you’ll be able to access all of your accounts with one login and password.

This can save you time and make managing your finances and Chase Ultimate Rewards Points more straightforward.

Whether you have questions about the linking process or need assistance with anything else, Chase’s customer support team is available 24/7 to provide help and support.

Steps for Combining Points or Converting No-Annual-Fee Cashback Chase Points to Travel Points

STEP 1: 

Log in to your Chase profile and select one of your Chase cards that earns Ultimate Rewards points.

I selected my Chase Freedom card in the image below, which currently has 26,256 Chase Ultimate Rewards Points.

I then clicked “Redeem” in the Ultimate Rewards points section (inside the red box).

Clicking “Redeem” will lead you to the “Ultimate Rewards” page. Click the “Earn / Use” drop-down menu (see the image below).

STEP 2: 

The drop-down menu will reveal the different redemption options, including “Combine Points”.

STEP 3: 

Click “Combine Points,” then select a no-annual-fee card under “From” on the left column. This account will have the points you will transfer to a premium Chase card.

STEP 4: 

Select a premium card under “To” which is the Chase card where you want your points to go.

In the image below, I am moving points from my no-annual-fee Chase Freedom® Credit Card to my premium card, the Chase Sapphire Reserve® Credit Card.

STEP 5: 

Initiate the transfer by clicking “Continue.” You will be directed to a page where you can indicate the number of points you would like to transfer to your premium card.

Since the value of your no-annual-fee Ultimate Rewards points significantly increases when transferred to a premium card, I highly suggest transferring all of your points.

Generally speaking, you would always want your Ultimate Rewards Points stored in one of your premium cards. Click “Review” once you have made your selection.

If you have two premium cards that include the Chase Sapphire Reserve® Credit Card (CSR), transfer all of your points to the CSR, as that provides the best redemption value among all the other Chase cards.

Want to know more? Here’s a beginner’s guide to review the differences between premium cards.

STEP 6: 

Chase will give you another opportunity to review your selection.

You want to ensure that you transfer no-annual-fee Ultimate Rewards Points to a premium card and not the other way around.

In this example, I am moving my Ultimate Rewards Points from my no-annual-fee Chase Freedom Flex® Credit Card to the Chase Sapphire Reserve, a premium card. Confirm & Submit.

STEP 7: 

Once you have completed this transfer, you will be notified if it was successful.

Once your points are in your premium card, you can now transfer your Ultimate Rewards Points to Flying Blue (see next section).

Pro Tip: If you are part of a couple/family who lives in the same address, transferring Chase points between different individual accounts (between player 1 and player 2) is possible. Holding two premium cards is no longer necessary as long as you meet Chase’s criteria as a household member. One player can keep a premium card, and the other can continue accumulating no-annual-fee Ultimate Rewards Points that can be easily transferred to the owner of the premium card. You need to call Chase to initiate this transfer.

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What is Flying Blue?

Flying Blue is the frequent flier loyalty program of KLM and AirFrance.

Unbeknownst to many that it also has a few other member airlines:

  • Air France
  • KLM
  • Kenya Airways
  • Transavia

How Do You Earn Flying Blue Miles?

You can earn Flying Blue Miles by flying with any of its member airlines.

And yet, you are probably wondering how you will be able to earn Flying Blue miles when you haven’t even heard of most of these airlines.

You are not alone. Thankfully, there are two other ways to accrue Flying Blue miles.

First, since Air France and KLM are members of Sky Team, you can technically earn Flying Blue Miles whenever you fly with an alliance partner. 

Just make sure to indicate your Flying Blue account number when flying with any Sky Team alliance carrier so your points will be credited to Flying Blue.

Below are the current Sky Team carriers as of February 2021.

  • Aeroflot
  • Aerolineas Argentina
  • Aeromexico
  • AirEuropa
  • Air France
  • ITA
  • China Airlines
  • China Eastern
  • Czech Airlines
  • Delta
  • Garuda Indonesia
  • Kenya Airways
  • KLM
  • Korean Air
  • MEA
  • Saudia
  • Tarom
  • Vietnam Airlines
  • Xiamen Air

Transferring points from travel credit cards is the second and arguably easiest method to accumulate Flying Blue Miles.

Currently, Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou Points, and Capital One are all Flying Blue transfer partners.

In this blog post, I will walk you through the steps on how to transfer Chase Ultimate Rewards points to Flying Blue so you can be on the way to your next vacation.

Before You Transfer Your Chase Points: Check For Flying Blue Award Space Availability

Before starting the transfer process, you want to ensure that actual award space on your specific dates is available.

The more flexible your travel dates are, the higher likelihood that you’ll be able to find award availability that can be booked on points.

My recommended steps are as follows:


First, you must create a Flying Blue Account, which should take less than 5 minutes.


Once you are done signing up for your Flying Blue account, keep your login credentials handy, as you will need them when searching for award space on both Air France’s and KLM’s websites.


Using your Flying Blue account, initiate your search on AirFrance’s or KLM’s website.

I like using the Air France website and will use their search engine as an example in this post.

Please refer to the image below to guide you in performing an award search on Air France’s website.

Make sure you fill out the following details correctly:

  • Select “Book With Miles
  • Indicate whether you are searching for One-Way or Round-Trip. Currently, it is not possible to make multi-city award redemptions, but that should change soon.
  • Plug in your departure city and destination.
  • Indicate the departure date, number of passengers, and your preferred class of service.
  • Click “Search

Flexibility is critical if you would like to find the lowest-priced award seat on the calendar.

Since Flying Blue generates dynamic pricing, expect significant mileage/price variability across dates and airlines. 

It is still quite unclear to me what exactly drives a price up or down dramatically between carriers. Let’s look at the image below to illustrate this fact. 

As you can see, the difference in miles required for the flight between Tel Aviv and San Francisco on the same day is absurd: 72K, 265K, and 375K.


Select your preferred flights and write down the information on a piece of paper or your spreadsheet. 

Afterward, you can do any of these two options:

a. Call Flying Blue to put this ticket on hold before you jumpstart your transfer. Calling also eliminates the risk of transferring points to Flying Blue prematurely.

b. Transfer your points and hope the award space does not disappear while your points are in transit.

While Flying Blue can hold Air France and KLM tickets for 72 hours, they can only guarantee a 24-hour hold for partner airlines like Virgin Atlantic.

Pro-Tip: Websites periodically show phantom award space that disappears as soon as you are ready to book, so speaking with an agent to confirm availability and putting the seat/s on hold are suggested steps before transferring points. Alternatively, you can also take the risk of transferring without calling. Fingers crossed that the points transfer instantly so that you can book those award flights immediately. Both options have worked for me.


Once you have the ticket on hold, initiate the transfer process by following the steps below.

Steps on How to Transfer Chase Ultimate Rewards to Flying Blue (Air France / KLM)

Transferring to Flying Blue is simple, assuming you already have your Ultimate Rewards Points in one of your Chase premium cards.

STEP 1: You Need a Chase Premium Card To Transfer to Flying Blue (Air France / KLM)

Go to, then Click One of Your Premium Cards.

Each premium card will give you the option to access Ultimate Rewards.

In this example, I transferred Chase Ultimate Rewards Points from my Chase Sapphire Preferred Card, which is a premium card.

Click “Redeem Ultimate Rewards points.”

You can transfer points from your other no-annual-fee Chase cards to your premium card if you need more points. Please see the previous sections for steps on how to “Combine Points.”

STEP 2: Select Transfer to Travel Partners

Click the Earn/Use drop-down menu and then navigate to “Transfer to Travel Partners”

Flying Blue (Air France / KLM) is one of Chase’s many travel partners.

STEP 3: Scroll Down to Flying Blue (Air France / KLM)

Select Airlines, then Look for Flying Blue (Air France / KLM) and Click Transfer Points

STEP 4: Type In Your Flying Blue Frequent Flier Number

Enter your Details and Flying Blue Member ID Number

STEP 5: Enter the Number of Points You Would Like to Transfer to Flying Blue

Type in the number of points you would like to transfer in 1,000 Ultimate Rewards increments.

The transfer ratio is 1:1, so 1 Ultimate Rewards Point = 1 Flying Blue Mile.

The minimum amount Chase allow for transfers is 1,000 Ultimate Rewards points.

STEP 6: Confirm and Submit

Confirm if all the info is correct, then click Submit.

STEP 7: Wait for Flying Blue Miles to Show Up In Your Account

How Long Does It Take for Ultimate Rewards Points to Transfer to Flying Blue?

In my experience, Chase Ultimate Rewards points transfer instantly to Flying Blue (Air France / KLM).

I suggest immediately checking your Flying Blue online account to verify whether the transfer was completed.

STEP 8: Book Your Flying Blue Award Flight

Once the miles are in your Flying Blue account, call Flying Blue again to book the ticket you put on hold.

Or, if you did not have the award space placed on hold, book the award space once the points show up in your account. You have 24 hours to cancel the award tickets if plans change.

Pro-Tip: Since the transfer is usually instantaneous, executing the transfer while on the phone with a Flying Blue agent and waiting for the points transfer to be completed is also an alternative.

STEP 9: Write Down Your Confirmation Numbers and Record Locators

Write down the confirmation numbers and/or record locators for your flights.

If you are flying multiple carriers, each airline will have a different confirmation code, so take note of each.

You will need this information when you call those airlines to select seats.

Transferring Chase Ultimate Rewards Points to Flying Blue on the Chase Mobile App

Performing the above functions, such as combining points and transferring to travel partners, using the Chase Mobile app can initially be a bit confusing.

Here are the steps on how to navigate the Chase Mobile App, so you can quickly transfer your Chase Ultimate Rewards Points to the Flying Blue program wherever you are.


Log in to your Chase account using your Chase Mobile App. Select a Chase Premium Card.

In this example, I will access my Chase Ultimate Rewards points through my Chase Sapphire Preferred® Credit Card.


Under your premium card, navigate to the Rewards and Benefits section.


Click “Ultimate Rewards”


Click the three lines on the upper left-hand corner. See the image below.


Select “Transfer to Travel Partners” to move your Chase Ultimate Rewards Points to the Flying Blue Program (Air France/KLM).

Choose “Combine Points” If you would like to move points between Chase credit cards.


Select Air France / KLM from the list of Chase’s travel partners. Occasionally, Chase gives transfer bonuses.

Until May 15, 2023, Chase is giving a 25% transfer bonus when you transfer Chase Ultimate Rewards Points to the Flying Blue Program (Air France/KLM).


Enter your Flying Blue Account Number.

Make sure you sign-up for a Flying Blue account before transferring your points, as Chase will require this information.


Indicate the number of Chase Ultimate Rewards Points you would like to transfer to Flying Blue.

Remember that this is a one-way street. Any points transferred from Chase to Flying Blue can not be reversed, so make sure the award space is available before proceeding with this transfer.


Review transfer details, then “Submit”

Reminder to only transfer points when you see award availability. The transfer process is irreversible – you can not transfer Flying Blue miles back to Chase Ultimate Rewards.

STEP 10:

Run your award search. I prefer using the Air France app when searching for Flying Blue award flights.

  • Select either round-trip or one-way. The multi-city award search feature cannot yet run on the app.
  • Indicate your departure city, destination, and the class of service.
  • Add the number of passengers.
  • Toggle “Use My Miles
  • Click Select Date.

STEP 11:

Select your flight and book when you find a fantastic deal. You can always cancel within 24 hours.

Chase Transfer Bonus

Deal: Transfer Chase Ultimate Rewards Points to the Flying Blue Program (Air France/KLM).

Date: Now through May 15, 2023

Bonus: 25% Extra Flying Blue Miles

Example: When you transfer 10,000 Chase Ultimate Rewards Points to the Flying Blue Program, you will receive 12,500 Flying Blue miles with this 25% transfer bonus.

Limit: No limit on the number of points you can transfer.

Sample Flying Blue Redemptions

As mentioned earlier, you can redeem your Flying Blue miles to fly on a variety of Sky Team carriers:

A. Flying on Air France / KLM between San Francisco (SFO) and Paris (CDG)

Economy: 20,000 Flying Blue miles and 60 Euros

B. Flying on Sky Team partner Aerolineas Argentina between Iguazu Falls (IGR) and Buenos Aires (EZE)

Economy: 10,000 Flying Blue miles and 13 Euros

C. Flying on Sky Team partner Vietnam Airlines between Hanoi (HAN) and Siem Reap, Cambodia (REP)

Economy: 8,500 Flying Blue miles and 59 Euros

Stack With Flying Blue Promo Rewards

Flying Blue Promo Rewards is a special promotion that allows travelers to redeem their Flying Blue miles for flights at a discounted rate.

These promotions are available for a limited time, allowing travelers to save up to 50% on flights to select destinations worldwide.

To maximize your Flying Blue Promo Awards, here are some tips to keep in mind:

  • Plan ahead: Flying Blue Promo Rewards are announced a few months in advance, so it’s a good idea to plan your travel accordingly. Keep an eye out on the Flying Blue website or sign up for their newsletter to stay informed about upcoming promotions.
  • Be flexible: Promo Awards are available for a limited number of seats on select flights, so it’s important to be flexible with your travel dates and destinations. If you’re open to traveling during off-peak times or to less popular destinations, you may have a better chance of finding available seats.
  • Check the fine print: Read the terms and conditions of the Promo Awards before booking your flight. Some restrictions, such as blackout dates or limited availability on specific routes, may apply.
  • Compare prices: While Promo Awards can offer significant savings, comparing prices with other airlines and booking sites is always a good idea to ensure you get the best bang for your mile.
  • Use your miles wisely: Flying Blue miles can also be used for upgrades, hotel stays, car rentals, and other travel expenses. Consider your travel goals and how to use your miles to maximize your overall travel experience.
  • Lastly, be open to taking a positioning flight to where a Promo Award is currently offered. For example, if the promo award is offered in Dallas or Atlanta, you can fly from your home airport to those cities a day or two before to take advantage of these deeply-discounted flights.

Take A Positioning Flight

Taking a positioning flight is important when stacking Chase Transfer Bonus and Flying Blue Promo Rewards because the discounted rates are usually only available for certain routes and destinations.

This means that you may need to fly to a different airport or city to take advantage of the promotion.

For example, if the Promo Reward is only available for flights departing from Atlanta, but you live in New Orleans, you may need to take a positioning flight to Atlanta before you can use the discounted rate.

Taking a positioning flight can be a cost-effective way to access the promotion and save money on your overall travel expenses.

Additionally, positioning flights can also help you take advantage of more favorable flight times or connections.

By arriving in the departure city a day or two in advance, you can ensure that you won’t miss your flight due to delays or other unforeseen circumstances. Plus, you get to visit another destination in the process.

However, it’s important to note that taking a positioning flight does add additional costs and logistics to your trip, so it’s important to weigh the potential savings against the additional time and expenses involved.

It’s also important to make sure that you have enough time between flights to avoid missing your connections.

In summary, taking a positioning flight can be an important strategy for maximizing Chase transfer bonuses and Flying Blue Promo Awards, but it should be carefully considered based on your individual travel needs and budget.

Benefits of Transferring Chase Ultimate Rewards Points to Flying Blue Miles

Flying Blue Miles is a rewarding program for frequent flyers, offering numerous benefits to its members.

With the ability to transfer Chase Ultimate Rewards Points to Flying Blue Miles, you can unlock even more advantages.

One of the primary benefits of choosing Flying Blue Miles is accessing more destinations with partner airlines, allowing you to explore new places and create unforgettable memories.

Additionally, Flying Blue Miles offers enhanced award availability, making it easier to use your points and earn even more rewards.

Whether you’re a seasoned traveler or simply looking to maximize your points, transferring Chase Ultimate Rewards Points to Flying Blue Miles is the perfect choice to elevate your travel experience.

Credit Cards That Earn Chase Ultimate Rewards

Personal Credit Cards That Earn Chase Ultimate Rewards Points

CHASE SAPPHIRE PREFERRED® CREDIT CARD: Earn 60,000 Chase Ultimate Rewards points after spending $4,000 within 3 months. Points can be redeemed for cash back or travel. Learn more about the Chase Sapphire Preferred here.

CHASE FREEDOM FLEX® CREDIT CARD: Get $200 cash back or 20,000 Chase Ultimate Rewards Points after spending $500 within 3 months. It also has revolving categories that earn 5X, 3x in dining, 3x in drugstores, and 5X on travel booked at the Chase travel portal. You can read more about this card here.

CHASE FREEDOM UNLIMITED® CREDIT CARD: Get $200 cashback after spending $500 within 3 months. This card also earns 3X at drugstores and dining. Earn 1.5 Chase Ultimate Rewards Points for everything else. Learn more about Chase Freedom Unlimited here.

CHASE SAPPHIRE RESERVE® CREDIT CARD: Earn 50,000 Chase Ultimate Rewards Points after you spend $4,000 on purchases in the first 3 months from account opening. Read more about the Chase Sapphire Reserve here.

Business Credit Cards that Earn Chase Ultimate Rewards Points

INK BUSINESS CASH® CREDIT CARDEarn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. The Ink Business Cash also earns 5 Ultimate Rewards Points for every dollar spent at office supply stores, phone, internet, and cable. Learn more about the card here.

INK BUSINESS UNLIMITED® CREDIT CARD: Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. The Ink Business Unlimited also earns 1.5 Ultimate Rewards Points for all purchases. Learn more about the Ink Business Unlimited here.

INK BUSINESS PREFERRED® CREDIT CARD: Earn 100,000 Chase Ultimate Rewards Points after you spend $15,000 on purchases in the first 3 months from account opening. Learn more about the Ink Business Preferred here.

Related: Guide on How to Apply for your First Chase Business Card


Final Thoughts

Flying for free is my ultimate motivation for accruing travel miles and points.

Whether you aim for premium cabins or discounted airfare, Chase Ultimate Rewards is a currency I highly recommend you accumulate because of its flexibility.

Aside from being a transfer partner of Hyatt and United – the two most common recipients of my Chase points, Flying Blue (Air France / KLM) is another travel partner that can be an alternative when searching for good deals.

Every so often, Flying Blue runs promotions where they offer certain routes for a discount. This can provide incredible value for those who want to get as much mileage from their points.

Lastly, I hope this blog post made the transfer process easier to follow. Safe travels!

EDITORIAL DISCLOSURE – Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. The content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.